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Bad Credit Financing for Pre-Owned Vehicles

Explore Financing Options at Moss Motors Pre-Owned in Lafayette, LA

If you're looking to secure a quality pre-owned vehicle but are worried a past bankruptcy filing will stand in your way, head to Moss Motors Pre-Owned in Lafayette, Louisiana today! We have a professional finance department that will explain the loan application process and provide you with one-on-one assistance should you decide to apply for bad credit financing. We've helped many drivers understand their credit score and the factors that helped contribute to their unique rating, and we'll work diligently to ensure you're securing competitive loan terms that fall well within your budget.

Visit our conveniently located used car dealership near Abbeville, LA today to learn more about your credit score. Our Moss Motors team will run a credit check so that we can view your credit score, breaking it down in an easy-to-understand way. Your credit rating is comprised of five main areas, which are:

  • Payment history
  • Amounts owed
  • Length of credit history
  • New credit
  • Types of credit in use

With payment history accounting for 35% of your score and amounts owned 30%. Our professional team will review this information and how it has impacted your rating so that you know how to improve it in the future. Scores fall within a set range of 300-850, with anything below 619 being considered low and anything less than 499 "bad." With help from our pre-owned dealership, you can qualify for sub-prime auto loans while gaining a better understanding of your unique financial situation, so don't hesitate to reach out to us now!

Apply for Bad Credit Car Loans Today

Don't let a divorce that negatively impacted your credit score stop you from applying for the bad credit car loans that you deserve, use our secure online form to apply for loan assistance now! Your information will be sent directly to our finance department, and as soon as one of our knowledgeable associates has reviewed your material, we'll be in touch to discuss the pre-owned vehicle that has caught your eye. We'll take into account:

  • Your debt-to-income ratio
  • The loan amount you're looking to borrow
  • Your financial history (foreclosures, repossessions, etc.)

While working with our many lenders. Our pre-owned dealership near New Iberia, Louisiana has a high rate of approval when it comes to securing sub-prime auto loans, and we are eager to bring our knowledge and expertise to your credit request! Moss Motors Pre-Owned believes that all drivers should have access to professional loan assistance from a team that cares about your well-being, so don't hesitate to contact our Lafayette, LA team today!

Dealer Information
Moss Superstore 1545 SE Evangeline Thruway Lafayette, LA 70508 Get Directions
Sunday:
CLOSED
Monday:
8:30 AM - 7:00 PM
Tuesday:
8:30 AM - 7:00 PM
Wednesday:
8:30 AM - 7:00 PM
Thursday:
8:30 AM - 7:00 PM
Friday:
8:30 AM - 7:00 PM
Saturday:
9:00 AM - 5:00 PM
Phone:
Phone:
Phone:
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